Absolute Collision is committed to getting you back on the road faster after an accident, and that includes helping you navigate the windy roads with your insurance company. 

It’s always best practice to report an accident to your insurance company as soon as it happens. Many drivers are afraid of their rates increasing or think that the damage to the vehicle is insignificant. The repairs can be paid out of pocket, but oftentimes, the weight of the damage is unknown.

Absolute Collision is a Direct Repair Provider (DRP) facility for several insurance companies. Most insurance companies will provide their customers with a list of DRPs to work with. However, your insurance company cannot require you to go to a particular repair facility—that choice is up to you! 

Our team of 22 technicians has over 50 years of experience, has repaired over 2,000 vehicles, and has left our customers 100% satisfied. Through our years of experience, we’ve learned a thing or two about what you should ask your insurance company right away. 

  1. What Does My Insurance Cover?

It’s important to know what your insurance policy will cover as each plan is different. Speaking directly with your coverage provider can help to answer these initial questions. It’s required under North Carolina law for motorists to carry liability insurance which has a $30,000 minimum for bodily injury for each person, $60,000 total bodily injury for everyone involved in the accident, and a minimum of $25,000 for property damage. 

If your policy covers towing and rental car services, the team at Absolute Collision can help. In addition to our collision repair, bumper repair, interior repair, wheel repair and ADAS Diagnostic Scanning & Calibration, we also offer rental car and towing services. 

  1. Will This Accident Affect My Insurance Rates?

Take a deep breath and ask the hard questions. It’s good to prepare yourself and have a peace of mind knowing what to expect concerning your insurance rates. The amount of damage and the cause of the accident can impact what happens to your insurance rates. It’s best to ask your insurance provider these questions so you can be prepared for what’s next. 

  1. What Should I Do Next?

After you’ve made sure everyone was safe, called your insurance company, and filed a police report, what’s next? We’d recommend snapping pictures of your vehicle’s damage, this is helpful when working with your insurance company. Absolute Collision also offers contactless estimates and scheduling. You can send our team pictures of your vehicle’s damage and we can provide a virtual quote for repairs. 

No one wants to be one of the millions of people who find themselves in a car accident, but sometimes it happens. When it does, it’s best to be prepared by knowing who to call, and who you can trust to get you back on the road faster.