As a vehicle owner, you know the value of your car and its importance in your day-to-day life. That’s why when an accident happens, you want to know an auto collision repair shop that can get you back on the road faster.
Absolute Collision is a Direct Repair Provider for many insurance groups and offers a variety of services including paintless dent repair, bumper repair, key replacement, ADAS scanning and calibration and more. Our team of experts understands how important a safe and functioning vehicle is, and we also know that accidents of all kinds can be a threat to your vehicle.
It’s not just getting rear-ended at a stop sign or t-boned at an intersection, accidents also happen when a deer bolts out in front of you, when the tee-ball team across the street hits a baseball into your window, or when a major storm comes through and hail and broken tree limbs damage your windshield.
For these types of accidents, many insurance providers will recommend you have comprehensive coverage. Sometimes called “other than collision”, comprehensive insurance will help cover the damage to your vehicle if it is damaged by something other than a collision, like a natural disaster, theft, or riot.
When talking with your insurance provider about comprehensive coverage, be sure to talk through your options and find a deductible that is right for you. This deductible price will be what you are expected to pay if there is an accident and then the insurance company will be responsible for the remaining costs. However, keep in mind that comprehensive coverage has a limit. This limit represents the maximum amount your policy will pay toward a covered claim and it is typically the actual cash value of your vehicle (Source: Allstate).
It is important to ask your insurance provider about adding comprehensive coverage to your plan as it is different than collision coverage. Collision coverage typically helps to pay for repairs to your vehicle caused by a collision with another vehicle or object whereas comprehensive coverage covers losses that are not the result of driving a vehicle such as natural disasters, vandalism, being hit by an animal, etc.
No matter if your car was damaged by a fallen tree limb, a civil disturbance or was damaged on the road by another driver, Absolute Collision to proud to offer the highest quality of repair services for any of your auto collision needs.
Call our team today or book your appointment online to get started.